EkaBank Effect

Computer simulations conform to the rules of emergent behaviours arising from the epistemology of complexity indicate that when in every country three percent of the population with at least sixteen years of age will have an EkaBank account, the entire world population will use EkaBank.

Emergent behaviour represents a new level of evolution and can appear when a number of simple entities (agents) operate in an environment giving rise to more complex behaviours as a collective.

The emergent behaviour is a phenomenon that occurs in complex systems and especially in living organisms.

The shape and behaviour of a flock of birds or a gaggle of fish are good examples.

Arises when some parts of a system that uses certain means with certain rules begin to use the same means with different rules.

One of the reasons why an emergent behaviour happens is that the number of interactions between the components of a system increases in combination with the number of its components, allowing the potential emergence ofnew and more imperceptible types of behaviour.

The properties of an emergent behaviour can not be explained on the basis of the rules that govern its components: the set of subjects interacting agents in the new system behaves differently from the way they acted the parts in the previous system.

The original cause of the phenomenon is the need to satisfy needs and desires by means of new solutions that propagate and emerge in the system to effect emulations.

The answer to this need stimulates the increase of interactions and the number of subjects involved in emulation for the same answer.

The ability to emerge depends on the number of agents, the number of interactions between them and the way in which they organize.

If the structure (that is, the arrangement of the parts) that forms is hierarchical (pyramidal, controlled from the top), the emergent behaviour overlaps the previous one with which coexists.

In this case there is a phase transition, that is, the gradual transition of the system from one state to another through intermediate been progressive.

If, however, the new structure is of conarchical type (circular, self-organized from the bottom), the emergent behaviour radically replaced the previous behaviour and evolves the whole system which performs a state jump, that is a sudden transition from one state to another without intermediate states.

An example of state jump is the transition from an economy based on profit to an economy based on the satisfaction of needs.

In the first is produced for profit, and is consumed to produce.

In the second is produced in order to consume and consume to satisfy needs.

A second example is the transition from a credit system based on guarantees and annuity to a credit system based on the ability, the will, the responsibility and on self-control.

A final example is the transition from a monetary system based on money that is exchanged for commodity that is exchanged with more money (MCM+) to a monetary system based on commodity is exchanged with money that is exchanged for other goods (C1MC2).

EkaBank structure is of conarchical type.

So, when it emerges in the financial system, foreshadows a jump from one state to another, a sudden shift from bank credit to participatory credit.

On the planet there are about seven billion humans, five billion of whom have at least sixteen years of age.

From the simulations appears that EkaBank will emerge (and then you will have a state jump) when about two hundred million people in the world have an EkaBank account (process).

May 16, 2013

Rodolfo Marusi Guareschi